Borrowing capacity depends on factors including property type, business income, rental income, financial position, and lender policy.
WCG Commercial
Helping Businesses and
Investors Secure the
Right Property Finance
Whether you're purchasing your first commercial property, expanding your business premises, or building a property investment portfolio, Wholesale Capital Group (WCG) can help you access tailored commercial finance solutions.
We work with a broad panel of lenders to provide flexible funding options for business owners, investors, developers, and self-managed super funds (SMSFs).
Our experienced finance specialists take the time to understand your objectives and structure a lending solution that aligns with your short and long-term goals.
What Is a Commercial
Property Loan?
A commercial property loan is designed to finance properties used for business or investment purposes, including offices, warehouses, retail premises, industrial facilities, and specialised commercial assets.
Commercial lending often differs from residential finance, with lenders assessing factors such as rental income, business performance, property type, and overall investment strategy.
Commercial Property Types We Finance
Owner-Occupied Commercial Property
Purchase premises for your own business and gain greater control over your operating environment while building long-term equity.
Examples include:
- Offices
- Medical Suites
- Retail Shops
- Warehouses
- Industrial Units
- Showrooms
Commercial Investment Property
Generate rental income and build wealth through commercial property investment.
Examples include:
- Office Buildings
- Retail Centres
- Industrial Properties
- Mixed-Use Developments
- Strata Commercial Units
Specialised Commercial Assets
Depending on lender criteria, funding may also be available for:
- Childcare Centres
- Medical Facilities
- Hospitality Venues
- Storage Facilities
- Automotive Premises
Who Can Apply?
Commercial property finance may be available to:
- Business Owners
- Company Directors
- Self-Employed Borrowers
- Property Investors
- Trusts
- Partnerships
- Companies
- Self-Managed Super Funds (SMSFs)
Why Choose
Wholesale Capital Group?
Tailored Lending Strategies
Every commercial transaction is different. We structure finance solutions to suit your business, investment objectives, and cash flow requirements.
Learn MoreExpert Guidance
Commercial lending can be complex. Our team assists throughout the process, from initial assessment through to settlement.
Learn MoreOngoing Support
As your business grows, we can help review and optimise your finance structure to support future opportunities.
Learn More
FAQ
Frequently Asked Questions
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How much can I borrow for a commercial property?
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Can I buy a commercial property through my SMSF?Yes. Many lenders offer commercial property finance solutions for SMSFs, subject to lending criteria and compliance requirements.
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Can self-employed borrowers obtain commercial finance?Absolutely. We work with lenders who understand self-employed income structures and can assess a range of documentation options.
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What deposit is required?Deposit requirements vary depending on the property, lender, and overall application profile. Our team can help determine suitable options based on your circumstances.
Ready to Invest in
Commercial Property?
Whether you’re purchasing business premises, refinancing an existing commercial loan, or building a commercial property portfolio, Wholesale Capital Group (WCG) can help you find a finance solution tailored to your needs.
Speak with our commercial lending specialists today and discover the opportunities available to you.